News

27 June 2023

Hindsight is a wonderful thing: A Reflection of my Internship with Carbon

With so much emphasis on the ‘before’ and ‘during’ phases of an internship, it is easy to forget about the importance of reflection; as William Blake once said, ‘hindsight is a wonderful thing’, so in this blog I will take time to look back on my three weeks as an intern with Carbon.

As I finished my 3rd year as an Economics Undergraduate in the University of Edinburgh, I was seeking a summer internship in relation to investment to gain experience and insight to get an idea of what the industry was like before the chaos of 4th year sets in; for any student, becoming an intern is a part of the learning process. It was very important to me to find a firm that had a more personal approach in dealing with clients and a set of values that I believe in; from looking at Carbon’s website and meeting with Alison and Shireen for my interview, I knew that Carbon was the kind of firm I was looking for.

From the moment I started the internship I was met with respect and understanding. I had a wonderful training plan set up for me where I had the opportunity to meet with various members of each team and was able to sit in and observe team meetings- the investment meeting I found particularly insightful. As someone who has spent the last three years studying a theoretical degree, I was very green to the practical side of financial planning, so by the end of the first week I really felt as though I had learnt a lot about the industry and the day-to-day roles of the team members. After I had found my bearings, it was time to get stuck into an investment team project, which was my greatest achievement during my time with Carbon. I worked on creating a document for clients in relation to sustainable investment and the incoming ESG labelling changes. I really enjoyed working on this project and was very pleased with the support and feedback along the way.

What I found most striking during my time with Carbon, was their sound investment philosophy. With the effects of the Covid-19 recession still looming, I was very intrigued as to how such an economic shock may impact Carbon’s investment and clients, however, one thing I have learned from my time with Carbon is that a broadly diversified investment portfolio can weather a recession.

I really admired Carbon’s unique approach to investment and their focus on doing the best they can for their clients with one of their core values being “do the right thing”. A particular Carbon value which I admired was the idea that Carbon do not forecast and instead back up their investments with hard evidence- there is certainly no reliance on crystal balls or crossed fingers in Carbon. This robust investment philosophy in the long term is what works and what makes Carbon the award-winning firm that it is.

Finishing William Blake’s quote, ‘hindsight is a wonderful thing, but foresight is better’, I now can reflect on my time with Carbon and use that reflection to think about my steps moving forward after university. I undoubtedly enjoyed my time with Carbon and the team; moving forward I would like to apply for the Carbon Graduate Scheme after completing my studies and work towards achieving chartered financial planner status.

There was never a dull moment during my time with Carbon and I would highly recommend their internship program.

Sign-up for our Carbon Catch-Up Newsletter

Signup

Sign-up for our Carbon Catch-Up Newsletter.

* indicates required

Carbon Financial will use the information you provide on this form to keep in touch with you and to provide updates and marketing. Please indicate below that you are happy to receive our updates in the future:

You can change your mind at any time by clicking the unsubscribe link in the footer of any email you receive from us, or by contacting us at alison.whyte@carbonfinancial.co.uk. We will treat your information with respect. For more information about our privacy practices please visit our website. By clicking below, you agree that we may process your information in accordance with these terms.

We use Mailchimp as our marketing platform. By clicking below to subscribe, you acknowledge that your information will be transferred to Mailchimp for processing. Learn more about Mailchimp's privacy practices here.

Part of The Progeny Group

Progeny is independent financial planning, investment management, tax services, property, HR and legal counsel, all in one place.

Carbon Financial Partners Limited is authorised and regulated by the Financial Conduct Authority. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Conduct Authority does not regulate some forms of tax advice.
Registered in Scotland #SC386400.
Registered Office: 61 Manor Place, Edinburgh EH3 7EG, Scotland.
© Carbon Financial Partners 2024
www.financial-ombudsman.org.uk

Client Account | Personal Finance Portal | Privacy Notice | Cookies