7 April 2011

Retirement Annuities

At the start of the new tax year on 6 April 2011, the government scrapped the requirement to buy an annuity at age 75 and introduced two alternatives, capped or flexible drawdown, to replace unsecured pension and alternatively secured pension. The key benefits of the new options are control over your pension assets, the ability to defer income tax liability on pension benefits and the chance to pass on your residual fund to beneficiaries now or in future. Whether you’re about to retire or have a few years to go, take professional advice today on what route is best for you to make sure you remain on track to achieve your goals.

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