11 August 2015

Richard Wadsworth highlights the need to decide the level of risk you wish to accept

Jeff Salway wrote an interesting article in Friday’s edition of The Scotsman where he highlights the current volatility of the Chinese stock market.

He points out that many UK pension savers will be exposed to China through funds and other products in which they currently invest.

In the article, Richard Wadsworth, financial planner at Carbon Financial Partners, suggests this is not the time for knee-jerk reactions. He rightly points out the Chinese economy (on a purchasing power parity basis) is still the biggest in the world, and it’s still growing; IMF projections indicate the future rate to be as high as 6.8 per cent.

The current outflow of investment from China does highlight the need to decide carefully about the level of risk you are willing to accept. It is also fair to say that those in the higher end of the risk spectrum are likely to be more exposed to events in China at the moment.

Richard’s view is that there will be peaks and troughs, and you need to decide if you are willing to endure the excitement it brings in the short-term, but with a view to a bigger gain in the long-term.

You can read the whole article in The Scotsman here
You can view Richard Wadsworth’s profile here

If you would like to discuss your financial planning options, please contact us with any questions you might have. You can do this by calling our head office on 0131 220 0000, or by emailing usat or you can also follow us on Facebook, Twitter or LinkedIn.

Sign-up for our Carbon Catch-Up Newsletter


Sign-up for our Carbon Catch-Up Newsletter.

* indicates required

Carbon Financial will use the information you provide on this form to keep in touch with you and to provide updates and marketing. Please indicate below that you are happy to receive our updates in the future:

You can change your mind at any time by clicking the unsubscribe link in the footer of any email you receive from us, or by contacting us at We will treat your information with respect. For more information about our privacy practices please visit our website. By clicking below, you agree that we may process your information in accordance with these terms.

We use Mailchimp as our marketing platform. By clicking below to subscribe, you acknowledge that your information will be transferred to Mailchimp for processing. Learn more about Mailchimp's privacy practices here.

Part of The Progeny Group

Progeny is independent financial planning, investment management, tax services, property, HR and legal counsel, all in one place.

Carbon Financial Partners Limited is authorised and regulated by the Financial Conduct Authority. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Conduct Authority does not regulate some forms of tax advice.
Registered in Scotland #SC386400.
Registered Office: 61 Manor Place, Edinburgh EH3 7EG, Scotland.
© Carbon Financial Partners 2024

Client Account | Personal Finance Portal | Privacy Notice | Cookies