15 November 2016

Why do costs matter so much?

In Monday’s edition of the Press & Journal, Carbon’s Investment Director, Barry O’Neill used the popular TV show, The Apprentice, to highlight why it is important to be aware of the costs within your investments, and why you should always keep them as low as possible.

A recent episode of The Apprentice tasked the candidates with buying and selling curios and collectables within a short timescale to make as much profit as possible. Barry points out how this exercise is in complete contrast to investing, where your goal should be to hold for the longterm.

The common factor between buying and selling goods and investing is that costs incurred play a major part in determining the outcome.

Barry explains the additional costs incurred by active fund managers and how research by rating agency, Morningstar, shows that keeping investment costs low is one of the most reliable ways to earn above-average returns.

Unlike the reality TV show, your reallife investment strategy is critical to achieving your goals so it’s worth having a read of Barry’s article. It should help you determine whether to hire or fire!

You can read Barry’s article here.

If you would like to discuss your financial planning options, please contact us with any questions you might have. You can do this by calling our head office on 0131 220 0000, or by emailing us at or you can also follow us on Facebook, Twitter or LinkedIn.

You can view Barry O’Neill’s profile here.


Sign-up for our Carbon Catch-Up Newsletter


Sign-up for our Carbon Catch-Up Newsletter.

* indicates required

Carbon Financial will use the information you provide on this form to keep in touch with you and to provide updates and marketing. Please indicate below that you are happy to receive our updates in the future:

You can change your mind at any time by clicking the unsubscribe link in the footer of any email you receive from us, or by contacting us at We will treat your information with respect. For more information about our privacy practices please visit our website. By clicking below, you agree that we may process your information in accordance with these terms.

We use Mailchimp as our marketing platform. By clicking below to subscribe, you acknowledge that your information will be transferred to Mailchimp for processing. Learn more about Mailchimp's privacy practices here.

Part of The Progeny Group

Progeny is independent financial planning, investment management, tax services, property, HR and legal counsel, all in one place.

Carbon Financial Partners, part of The Progeny Group, is a trading name of Carbon Financial Partners Limited which is authorised and regulated by the Financial Conduct Authority under reference 536900.

Carbon Financial Partners Limited is registered in Scotland. Company registration number SC386400. Registered Address: 61 Manor Place, Edinburgh, EH3 7EG. Carbon Financial Partners Limited is part of The Progeny Group Limited.

© Carbon Financial Partners 2024

Client Account | Personal Finance Portal | Privacy Notice | Cookies