Carbon

We want you to have
fun with your money

Spoil yourself and create some memories. Follow your dream and travel the world. Leave a legacy to help your family, or for a cause that’s close to your heart. It’s your money, and your choice.

Unlike Carbon, most traditional investment management firms focus on investing as much of your money as possible. A large proportion of your potential investment return goes to pay fund managers, and advice fees. That in turn means there’s less money left for you to spend.

Our Team

Gordon Wilson
Managing Director
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Shireen Fernie
Operations Director
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Barry O’Neill
Investment Director
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Mark Christie
Corporate Director
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Alison Whyte
Client Director
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Matt Duncan
Associate Director
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Richard Wadsworth
Director, Glasgow
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Darren Lees
Director, London
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John Bell
Technical Director
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Simon Rounce
Financial Planner
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Gary Wright
Financial Planner
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Iain Harper
Financial Planner
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Liam Kerr
Financial Planner
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Polly Reaves
Trainee Financial Planner
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Zoë Malpas
Trainee Financial Planner
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Michael Wilson
Trainee Financial Planner
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Gordon Wilson

Managing Director

Gordon co-founded Carbon in 2011. He began his career as a graduate trainee with Standard Life in 1992 and went on to own his first business, Thomson Shepherd, in 2000. After 8 years of growth through acquisition and organic growth, the majority stake in the business was sold to Skipton Building Society where Gordon was a managing director.

Gordon is also a director of the Personal Finance Society, the body responsible for awarding Chartered status to companies and individuals.

An average golfer, Gordon enjoys touring the Perthshire countryside on his bike. He also spends a good deal of time trying to catch the increasingly elusive Scottish salmon.

Shireen Fernie

Operations Director

A founding director at Carbon, Shireen began her financial services career as an administrator almost straight from school. Thirty years later she has probably performed every role in the business so brings a wealth of experience and expertise.

Shireen is responsible for everything in the business except delivering advice so is critical to the smooth running of Carbon.

Shireen is a lover of the outdoors, and an avid gardener when she isn’t acting as a taxi service for her daughter, Emma.

Barry O’Neill

Investment Director

A founding director at Carbon, Barry served his apprenticeship at TSB, then spent 12 years at Norwich Union. He is a Chartered Financial Planner, a Certified Financial Planner, Fellow of the Personal Finance Society, and a holder of the Investment Management Certificate.

Barry is an investment specialist and plays a key role in leading Carbon’s investment strategy.

A director of Montrose FC, Barry also plays the drums and loves live music and travel. He was once a part-time lighthouse keeper, but finally saw the light.

Mark Christie

Corporate Director

A founding director, Mark spent eight years with Standard Life before becoming an independent financial adviser.

A Chartered Financial Planner and Certified Financial Planner with 30 years experience, Mark specialises in advising business owners and helping them to establish how much money they need to ensure they can have all the fun they want without ever running out of money.

A lover of the great outdoors, Mark enjoys mountain biking and tries hard at golf. His greatest passion though is skiing, particularly off-piste.

Alison Whyte

Client Director

Alison has been with Carbon since our first day of trading. She has 30 years experience of working in financial services and has successfully performed a range of administrative and management roles in her career. Alison now focuses on all things client, making sure Carbon delivers exceptional service and great events.

When she’s not working Alison enjoys walking, travel and spending time with friends and family.

Matt Duncan

Associate Director

Matt holds MSC and MA degrees in finance and investment management from the University of Aberdeen. He is also a Chartered Financial Planner and Fellow of the Personal Finance Society.

Matt’s clients include business owners, senior executives and partners in law and accountancy practices. With a detailed knowledge of all aspects of financial planning Matt is well placed to advise on complex financial issues.

A keen player and spectator of many sports, Matt is also interested in current affairs and travel. He harbours an ambition to visit every country in the world.

Richard Wadsworth

Director, Glasgow

Richard joined Carbon in 2012 having started his career as a graduate trainee with Standard Life. He went on to work for Douglas Deakin Young in London and Ernst & Young, where he advised the partners. Richard’s qualifications include; Fellow of the Personal Finance Society and the Chartered Institute for Securities and Investments, Chartered and Certified Financial Planner, Registered Life Planner and affiliate member of the Society of Trust and Estate Practitioners.

Richard works with individuals and families, advising on investment, pensions and tax matters. He has a specialism in helping individuals through separation and divorce.

Richard took up cycling in his 40s and is now a confirmed MAMIL (middle-aged man in lycra).

Darren Lees

Director, London

Darren is a Chartered Financial Planner. A law graduate, Darren began his career on Carbon’s graduate training programme. After he qualified he joined an independent financial adviser in London before moving to Coutts Private Bank where he advised entrepreneurs and high net worth individuals.

Darren is charged with growing our London office. His clients include business owners, senior executives and partners in law and accountancy practices. With a detailed knowledge of all aspects of financial planning Darren is well placed to advise on complex financial issues.

When not at work Darren can usually be found on the golf course, at a football or rugby stadium, or glued to the television watching live sport.

John Bell

Technical Director

John graduated with an MA in business and economics. He is a Fellow of the Personal Finance Society and a Chartered and Certified Financial Planner.

As technical director, John has detailed understanding of most aspects of financial advice and planning. He also chairs Carbon’s investment team.

A massive film fan, John is a regular at the Edinburgh International Film Festival, and once met Kevin Bacon.

Simon Rounce

Financial Planner

Simon is a graduate of Liverpool University and is a Chartered Financial Planner.

Simon advises clients from a broad range of backgrounds on pre and post retirement matters and investment.

A big Formula 1 fan, Simon also follows golf and football. He loves to travel when he has the luxury of free time.

Gary Wright

Financial Planner

Gary graduated from Heriot-Watt University with an MA (Hons) in accountancy and finance. He is a Chartered Financial Planner, and Fellow of the Personal Finance Society. He also has the Certificate in Discretionary Investment Management and is studying for his Chartered Tax Adviser qualification.

Gary’s clients include business owners, senior executives and partners in law and accountancy practices. With a detailed knowledge of all aspects of financial planning Gary is well placed to advise on complex financial issues.

A golf and rugby fan, Gary actively supports several charities. He also enjoys dining in good restaurants.

Iain Harper

Financial Planner

Iain graduated with MA (Hons) in business studies and economics from the University of Edinburgh, is a Chartered and Certified Financial Planner and Fellow of the Personal Finance Society.

Iain advises clients from a broad range of backgrounds on pre and post retirement matters and investment.

Outside of work, Iain’s main interests are rugby, golf, hillwalking and cycling.

Liam Kerr

Financial Planner

With a BA in International Business and Spanish, Liam is a Chartered Financial Planner.

Liam works in our Aberdeen office and advises clients from a wide range of backgrounds on pre and post retirement issues and investment.

Liam loves to play and watch most sports. He may be at his happiest when walking his dog Ted in the beautiful countryside of the North East.

Polly Reaves

Trainee Financial Planner

Polly graduated from the University of Glasgow with a BSc (Hons) in Physiology and is a Chartered Accountant with the Institute of Chartered Accountants Scotland. Polly is working towards becoming a Chartered Financial Planner.

Away from the office, Polly enjoys playing hockey for Heriot’s and is the club’s Treasurer. Polly also enjoys skiing and has recently taken up cycling.

Zoë Malpas

Trainee Financial Planner

Zoë’s career in Financial Services began studying Finance & Business at Abertay University. Zoë is working towards becoming a Chartered Financial Planner. Zoë has experience of advising on a range of financial situations which might include complex pensions or more conventional investment solutions.

Zoë’s passion for her clients and their families allows them to benefit from a personal and unique experience.

Out of working hours Zoë can be found in the hills with the dog, socialising with her friends and family or annoying her loved ones with motivational/inspirational quotes!

Michael Wilson

Trainee Financial Planner

Michael graduated with a BSc (Hons) in Mathematical Studies from Heriot Watt University. He is a Chartered Financial Planner and Fellow of the Personal Finance Society.

Michael joined Carbon as a Graduate Trainee and has performed a variety of roles throughout the business, most recently transitioning into the role of Trainee Financial Planner.

Away from work, Michael is heavily involved in his local church and enjoys playing football, going to the gym and travelling.

Our Values

Carbon is one of the UK’s leading independent financial planning firms. We’re proud of our exceptional track record, industry awards, and long list of very happy investors.

We’ve won the respect of our industry and the loyalty of our clients by adhering to a trio of core, shared values. They’re what makes us different from other firms, and they’re a big part of what makes us successful.

We will always be the best we can be, going the extra mile for our clients and providing the best quality advice and service.

We will always do the right thing for our clients, our own people and our communities. The advice our clients receive will be no different from the advice we would give to members of our own family.

We are free to be different. We start planning with the end in mind and base our investment strategies on hard facts. We make sure our clients understand exactly what we’re proposing and why. As an independent company owned by its employees, Carbon can go its own way, free from the constraints of industry convention.

Acclaim for Carbon

It’s not just clients who appreciate Carbon’s exceptional performance and service - we’re acknowledged as one of the country’s leading independent firms by our peers too. We’ve amassed an impressive collection of industry awards, including Incisive Media’s Gold Standard for Independent Financial advice no less than seven years in a row.

Giving back

Corporate social responsibility at Carbon

The Carbon ethos is all about making money work harder. While transforming our clients’ financial circumstances, we take pride in making a positive impact where we live and work. We support a wide range of charities, and work with a number of grass-roots sporting organisations.

Carbon has supported The Bill McLaren Foundation almost since it was set up in 2010. The BMF raises funds to support the development of rugby and its values, in Scotland and beyond, and to inspire youngsters to achieve their very best.

We’ve recently added The Sportsman’s Charity to our roster. This dynamic charity raises funds for a wide range of causes, particularly children and young people with a disability and the disadvantaged. We also support a number of children’s health, care and education charities, including The Prince’s Trust and Aberlour Child Care Trust.

On a more local level, we’re involved in fundraising for a number of charities close to our key offices. We’re currently working with The Jamie King Uro-Oncology Fund in Edinburgh, and Friends of Anchor, which helps cancer and haematology patients in Aberdeenshire and the Northern Isles.

It’s our belief that the financial industry has a responsibility to do good for society. Directly, through fundraising and working with charities, and indirectly by advising clients on the best way to support good causes, we’re committed to doing our bit.

Contact us today...

We have offices in Edinburgh, Glasgow, Aberdeen, Perth and London. You can contact us at any of our offices, or by email.

Carbon Financial Partners Limited is authorised and regulated by the Financial Conduct Authority. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

The Financial Conduct Authority does not regulate some forms of tax advice.
Registered in Scotland #SC386400.
Registered Office: 61 Manor Place, Edinburgh EH3 7EG, Scotland.
© Carbon Financial Partners 2020
www.financial-ombudsman.org.uk

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